Accountants in Oxford for Growing Businesses
NDCA are chartered certified accountants who support growing businesses and individuals with a wide range of accounting services in Oxford.
Oxford is home to around 5,300 businesses providing 133,000 jobs, with private sector job growth of 19.3% over six years, the fastest rate outside London. The city’s economy spans the BMW Mini plant at Cowley, Oxford University Press, and a dense concentration of science and technology firms spun out of the university. NDCA is a fixed-fee, ACCA-regulated practice built for that mix, run through Xero, with a named accountant instead of a rotating team.
Why Businesses Choose NDCA
Year-end accounts alone don't show what's happening in the business right now. NDCA pairs proactive advice with cloud accounting and a fixed monthly fee, so you always have a live view of your numbers and can make decisions with confidence.
Who We Help
What growing businesses in Oxford need from an accountant
A business can be a sole trader or a limited company. It’s privately owned, and if it’s a limited company with fewer than 50 employees it may be eligible for certain reliefs, grants and simplified reporting. If you’re not sure which structure suits you, or whether it’s time to move from sole trader to limited company, we can talk it through and explain what actually changes.
Why growing businesses in Oxford choose a remote-first accountant
Oxford professional fees carry an Oxford premium. The rent, the parking and the postcode all end up inside the invoice, and none of them improve the advice. NDCA is remote first, which removes that overhead. We work with sole traders, limited companies and landlords across the UK, selecting clients by what they need rather than by postcode.
The working pattern is the one your business already uses: video calls, shared documents, live data. Your Xero file is open to both of us all the time, questions get answered by a named accountant within one working day, and you don’t pay for anyone’s office along the way.
The services Oxford clients use most
- Bookkeeping — a dedicated bookkeeper keeping your records accurate and up to date, so nothing is a scramble at year-end.
- Management accounts — monthly or quarterly numbers that actually make sense, for businesses that want more than once-a-year reporting.
- Corporation tax — CT600 preparation with every relief and allowance you're entitled to reviewed before filing.
- Cash flow and budgeting — a simple forecast so you know what's coming in and going out, reviewed against what actually happens.
- Payroll — RTI, pensions and payslips sorted every month, whether you employ one person or twenty.
- VAT returns — registered and filed on time under Making Tax Digital, with the right scheme for your turnover explained in plain English.
Sole traders, limited companies and landlords all use the same core service: annual accounts, self assessment and everything between, on one fixed fee.
How NDCA works
Fixed monthly fee
One price for the agreed scope, however often you call. Budget-holders and boards like that; so do founders watching burn.
A real human, fast
A named accountant who knows your business and responds within one working day, backed by real-time numbers in Xero instead of an annual catch-up.
Built around your business
Whether you're a sole trader, a growing limited company or a landlord with a few properties, we build the service around what you actually need, not a one-size template.
Cloud accounting with Xero
- ✓Bank feeds — transactions and payment data from your accounts and Stripe flow in automatically, with VAT filed direct to HMRC under Making Tax Digital.
- ✓Invoice capture — we use Apron to capture invoices and receipts, so costs land in the right period without anyone keeping a shoebox.
- ✓Mobile app — check your numbers, approve payments and capture a receipt from your phone, wherever you are.
- ✓Real-time figures — your Xero file is live for both of us, not something that only gets touched once a year.
If you’re not on Xero yet, we migrate you as part of onboarding, with training available if your team wants to get more from it.
Switching from an Oxford accountant
If your current firm is slow to reply, still bills by the hour, or you’ve simply outgrown a one-person setup, switching is simpler than it feels. We send a professional clearance letter, collect the records and pick up where they left off. Most clients are fully on-boarded within two weeks, at any point in the year.
Talk to an accountant who understands growing businesses
Free 30-minute call · fixed quote within one working day · no obligation
Oxford accounting FAQs
No. NDCA is remote first, with a registered office in Northampton. Oxford clients work with us over video, phone and shared Xero access. The service was designed for this from day one — it is not a lockdown habit that stuck.
Yes. Annual accounts, corporation tax, payroll and VAT are all handled as part of the service, along with advice on director’s pay, dividends and anything else that affects how much tax you pay.
Yes, alongside our core work with limited companies. We handle HMO income, portfolio reporting, mortgage interest relief rules, incorporation questions and Making Tax Digital for Income Tax for landlords scaling a portfolio.
Every fee is fixed and quoted upfront, based on the complexity of your accounts rather than a generic package. A business with staff, VAT and monthly management reporting is priced differently to a straightforward single-director company, so we look at your actual numbers before naming a figure. Tell us what you need and we’ll give you a clear, fixed quote within one working day, no obligation.
Our service runs on video calls with your live Xero file on screen, which is faster and more productive than a meeting room. It is also part of why the fee stays fixed.
Yes. Whether you’re registering as self-employed for the first time or setting up a limited company, we’ll help you choose the right structure, get you set up on Xero, and take bookkeeping and tax off your plate from day one.
Yes. NDCA is regulated by the ACCA (Association of Chartered Certified Accountants).
Yes, we also support sole traders, particularly those building toward incorporation. Bookkeeping, self assessment and tax planning are handled on the same fixed monthly fee as our limited company clients.
Yes. Book one on 01903 968618 or via the contact form. Free 30-minute call, fixed quote within one working day, no obligation.
Ready for an accountant who understands growing businesses?
Whether you’re a sole trader just starting out, a limited company with a growing team, or a landlord managing a couple of properties, the next step is the same. Send us a few details and we will come back within one working day with a fixed monthly quote.