Making Tax Digital for Income Tax accountants
MTD for Income Tax now affects many sole traders and landlords. NDCA handles the setup, digital records, quarterly updates and year-end tax work on Xero, for one fixed monthly fee, so you do not need to manage it yourself.
In short: NDCA is an ACCA-regulated accountancy practice that gets sole traders and landlords ready for Making Tax Digital for Income Tax. MTD started on 6 April 2026 for people with qualifying income over £50,000, and the threshold falls over the next two years. We set up compatible software, send your quarterly updates and file your final return for one fixed monthly fee.
What NDCA clients say
Verified Google reviews from NDCA clients.
In short: NDCA is an ACCA-regulated accountancy practice that gets sole traders and landlords ready for Making Tax Digital for Income Tax. MTD started on 6 April 2026 for people with qualifying income over £50,000, and the threshold falls over the next two years. We set up compatible software, send your quarterly updates and file your final return for one fixed monthly fee.
What is on this page?
- Do you need to use Making Tax Digital for Income Tax?
- MTD for Income Tax, handled by NDCA
- Less MTD admin. More time to run the business.
- Why choose NDCA for MTD?
- Is it time to hand over the MTD?
- Who we help with MTD
- Already using Xero? We will take it from there.
- Keep receipts and invoices digital
- Your MTD reporting cycle
- A worked example: an MTD timeline
- Already have an accountant? You can still switch.
- MTD for Income Tax at a glance (2026/27)
- Making Tax Digital FAQs
Do you need to use Making Tax Digital for Income Tax?
MTD for Income Tax applies once your qualifying income passes a threshold that steps down each year:
- Qualifying income over £50,000: MTD applies from 6 April 2026
- Qualifying income over £30,000: MTD applies from 6 April 2027
- Qualifying income over £20,000: MTD applies from 6 April 2028
Qualifying income is your total income from self-employment and property before expenses, not your profit. It is added together where you have both.
If you are not sure whether MTD applies to you, book a free consultation using the box on this page and we will check your position with you.
MTD for Income Tax, handled by NDCA
You do not need to become an MTD expert. NDCA handles it for you, from setup through to your year-end tax return.
Setup
Getting your accounting software and digital records ready for MTD.
Bookkeeping
Keeping income, expenses, invoices and receipts properly recorded.
Quarterly reporting
Preparing and submitting your quarterly updates to HMRC.
Year-end tax return
Completing your year-end tax return and final declaration.
Less MTD admin. More time to run the business.
Instead of keeping up with quarterly MTD requirements yourself, you send us your records and your accountant takes it from there.
Records stay up to date. Quarterly deadlines are managed. There is a real accountant to speak to when something needs explaining.
Why choose NDCA for MTD?
Fixed monthly fee
Quarterly MTD submissions are included, with no separate charge each time one is due.
Real accountant
A named accountant handles your MTD work, and you can speak to them directly.
Xero-based
Your accounting records are kept digital and up to date in Xero.
One service
Bookkeeping, MTD reporting and tax work brought together under one accountant.
Is it time to hand over the MTD?
Most sole traders and landlords would rather run their business than keep up with MTD requirements. NDCA can take on:
- Your bookkeeping
- Your digital records
- Your quarterly submissions
- Your year-end tax work
- Keeping everything up to date throughout the year
You send us what we need. We take care of the rest.
Who we help with MTD
NDCA works with sole traders and landlords, including those with both business and property income. Some clients are already affected by MTD, others are preparing for the next threshold change.
Not sure where you fit? We can assess your circumstances and explain exactly what applies.
Already using Xero? We will take it from there.
NDCA uses Xero to keep your accounting records digital and manage your MTD submissions. If you are already on Xero, we plug straight in. If not, we move you across as part of onboarding.
Keep receipts and invoices digital
MTD needs digital records, not a shoebox of receipts. Send a photo of a receipt or forward a supplier invoice through Apron, and we record it for you.
You send us the records. We keep the bookkeeping organised.
Your MTD reporting cycle
We keep your records current, prepare your quarterly MTD updates and submit them to HMRC. At year end, we complete the remaining tax work, so you are never facing a filing deadline on your own.
A worked example: an MTD timeline
Say you are a sole trader with £38,000 of turnover who also receives £16,000 of rent, so your 2024/25 return shows qualifying income of £54,000. Turnover and rent are added together, so MTD for Income Tax applies to you from 6 April 2026.
For 2026/27 you send four quarterly updates, then submit your final return by 31 January 2028. We send the updates from your records each quarter, so the final return holds no surprises.
How much does MTD accounting cost?
Your monthly fee depends on the work required. Quarterly MTD submissions are included in your fixed monthly fee, with no separate charge every time a submission is due.
Reviews
Discover why businesses trust us for dependable accounting services and practical financial advice.
What NDCA clients say
We work with businesses across the UK and beyond, delivering results that speak for themselves. Browse our reviews to see the impact we have made, and if you have worked with us, we would love for you to leave a review on Google
Already have an accountant? You can still switch.
If you already have an accountant, NDCA can handle the switch directly. We request professional clearance and your records, move you onto Xero where needed and get everything ready for MTD.
The technical side is ours to handle.
MTD for Income Tax at a glance (2026/27)
View the key tax figures
| Who it applies to | Sole traders and landlords with qualifying income above the threshold |
|---|---|
| Thresholds | £50,000 now, £30,000 from April 2027 and £20,000 from April 2028 |
| Qualifying income | Total self-employment and property income before expenses, added together |
| Quarterly updates | Due 7 August, 7 November, 7 February and 7 May for standard quarters |
| Final return | By 31 January after the end of the tax year |
| Software | HMRC-recognised software is required to keep records and send updates |
Figures are for the 2026/27 tax year and were checked against GOV.UK guidance. Your own position depends on your circumstances, which we confirm before any advice.
Making Tax Digital FAQs
It depends on your qualifying income and the tax year, using the thresholds set out above. Many more sole traders and landlords come into scope over the next two years, so it is worth checking your figures now.
Gross takings from self-employment and property, before any costs are taken off. Both sources count towards the same threshold.
Yes, if your rental income, together with any self-employment income, sits above the threshold that applies to you.
A running total of your income and expenses for the tax year, submitted to HMRC every three months through MTD-compatible software such as Xero, rather than filed once a year.
We work in Xero, so if you already use it, we connect straight away. Spreadsheets or other software are no problem, as the move to Xero is part of onboarding.
Yes. We handle professional clearance and the transfer of your records directly. How long it takes depends mainly on how quickly your previous accountant sends the records across, and we keep you updated throughout.
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Tell us a little about your circumstances and we will confirm what MTD requires, explain how NDCA can handle it and provide a fixed monthly quote.
