Accountants for Construction & Trades Businesses
NDCA supports construction companies, builders, contractors, subcontractors and tradespeople with accounting, CIS, VAT and tax support, all under one fixed monthly fee.
Construction and trades businesses have accounting needs that differ from most other sectors. CIS deductions, subcontractor payments, labour and materials, VAT and the Domestic Reverse Charge, site-based work, cash flow and retentions all affect how your figures come together. NDCA works with construction and trade businesses across the UK, with one fixed monthly fee covering your accounting, CIS and tax.
Accounting for construction businesses and trades
Builders & construction companies
Accounting, bookkeeping, VAT, CIS and tax support for construction businesses managing projects, materials and subcontractors.
Electricians
Accounting support for electrical contractors dealing with jobs, materials, CIS and VAT.
Plumbers & heating engineers
Bookkeeping, tax and VAT support for plumbing and heating businesses.
General trades
Support for carpenters, decorators, roofers, landscapers and other trade businesses.
Contractors & subcontractors
Accounting and tax support for contractors and subcontractors working under CIS.
Self-employed tradespeople
Support with Self Assessment, bookkeeping, expenses, CIS and deciding when a limited company may be appropriate.
Accounting services for construction & trades
CIS Returns
Monthly CIS compliance, subcontractor verification and deduction statements.
Bookkeeping
Keeping bank transactions, invoices, expenses and subcontractor costs organised.
VAT
VAT registration, VAT returns and construction VAT support, including the Domestic Reverse Charge where relevant.
Self Assessment
Tax return preparation for self-employed tradespeople, contractors and subcontractors.
Corporation Tax & Annual Accounts
Year-end accounts and Corporation Tax support for limited companies.
Management Accounts
Useful financial information for businesses that want more visibility over margins, cash flow and performance.
Accounting that understands construction
CIS
Support with subcontractor verification, deductions and monthly CIS returns.
VAT & Domestic Reverse Charge
Support with construction VAT and the Domestic Reverse Charge where the relevant conditions apply.
Labour & materials
Keeping labour, materials and subcontractor costs properly recorded.
Project cash flow
Helping you understand what is owed, what is due and how project timing affects cash flow.
Retentions & payments
Keeping track of amounts withheld, payments received and outstanding balances.
CIS accounting without the admin headache
NDCA can help with subcontractor verification, CIS deductions, monthly CIS returns, deduction statements and general CIS compliance. Read more about our CIS accounting service.
CIS rules changed during 2026, including the reinstatement of nil monthly returns and tighter checks around gross payment status.
Where a subcontractor qualifies for gross payment status, CIS does not need to be deducted from payments at source. NDCA can help assess the position and support the application.
VAT for construction businesses
NDCA can help with VAT registration, VAT returns, construction VAT and the Domestic Reverse Charge where the relevant conditions apply. Not every construction transaction falls under the reverse charge, so we look at the specifics of each arrangement.
Business expenses
Costs such as tools, equipment, materials, protective clothing, vehicle costs, insurance, professional fees, relevant travel and business software can often be part of running a construction or trade business. NDCA can help make sure legitimate costs are properly recorded and treated under the relevant tax rules. Qualifying equipment may benefit from capital allowances, including the Annual Investment Allowance where the relevant conditions are met. NDCA can also help determine the right treatment for business mileage and vehicle costs.
Sole trader or limited company
There is no fixed income level at which becoming a limited company automatically makes sense. The right structure depends on your profits, personal income needs, other income, how much you plan to leave in the business and your longer-term plans. NDCA can compare the options using your actual figures.
Why construction businesses choose NDCA
Fixed monthly fee
Know what your accounting costs each month.
A named accountant
Deal with a real accountant who understands your business.
Construction-focused support
Accounting, bookkeeping, CIS, VAT and tax support under one roof.
One-working-day response
Get a prompt response when you have a question.
NDCA is ACCA regulated, works primarily on Xero, and supports construction businesses UK-wide, remotely.
Xero and your records
NDCA primarily works with Xero and can connect your bookkeeping workflow with relevant tools for invoices, expenses and payments. The aim is to keep your records accurate and your CIS, VAT and year-end accounts connected.
Need help with CIS, VAT or your accounts?
Tell us about your construction or trade business and the support you need. We will review what you need and provide a fixed monthly quote.
Reviews
Discover why businesses trust us for dependable accounting services and practical financial advice.
Thinking about changing accountants?
Switching accountants is simpler than most construction businesses expect. We request professional clearance, obtain your records and handle the handover so you are not waiting for year-end. Most switches take around 2 to 3 weeks.
Construction industry FAQs
Most construction businesses that pay subcontractors need CIS handled correctly, and getting verification, deductions or returns wrong can affect cash flow and compliance. A CIS accountant manages this process and keeps your monthly filing on track alongside your VAT and tax.
A CIS accountant verifies subcontractors with HMRC, applies the correct deduction rate, prepares monthly CIS returns and deduction statements, and reconciles deductions against your accounts. NDCA also handles the wider accounting, bookkeeping, VAT and tax work that sits alongside CIS.
The Domestic Reverse Charge is a VAT rule affecting certain construction services between VAT and CIS-registered businesses. Where it applies, the customer accounts for the VAT rather than the supplier. It does not apply to every transaction, so we check the specifics of each arrangement.
Yes. NDCA can verify subcontractors with HMRC, apply the correct deduction rate, prepare deduction statements and file monthly CIS returns on your behalf, and help subcontractors understand what has been deducted and how it feeds into their own tax return.
Yes. Where a subcontractor qualifies for gross payment status, CIS does not have to be deducted from payments at source. NDCA can help assess whether the conditions are likely to be met and support the application.
Yes. NDCA works with self-employed tradespeople, partnerships and limited companies across construction and trades. Whether you are starting out, working under CIS as a subcontractor, or running a growing company, we can support your bookkeeping, CIS, VAT and tax under one fee.
Ready to take CIS and tax off your plate?
Whether you are a self-employed tradesperson, CIS subcontractor, contractor or growing construction company, NDCA provides fixed-fee accounting and tax support across the UK.
