Accountants in Cambridge for growing businesses
An ACCA-regulated practice supporting Cambridge businesses and individuals with accounts, tax, VAT and payroll on one fixed monthly fee.
Cambridge has a large life sciences and deep-tech cluster, with many biotech and AI businesses spun out of the university. NDCA is a fixed-fee practice built for that stage, run through Xero, with one accountant instead of a rotating team.
What NDCA clients say
Verified Google reviews from NDCA clients.
Why businesses choose NDCA
A fixed monthly fee, a named accountant and a Xero file we both see at any time. That is how NDCA works, and it means advice arrives while there is still time to act on it.
Local guide: Accounting for Cambridge Tech Startups and Spinouts
Who we help
What growing businesses need from accountants in Cambridge
Cambridge businesses range from biotech and software start-ups spun out of the university to the tradespeople, retailers and hospitality businesses that serve the city. A start-up raising investment needs very different accounting from a sole trader, from R&D tax relief and share schemes to a straightforward Self Assessment return. We look at your own figures and explain what would change before you decide.
Whatever the structure, the day-to-day tasks are much the same: invoicing, chasing payments, tracking expenses, staying on top of VAT if you are registered, running payroll if you employ anyone and filing accurate accounts and tax returns on time. Cambridge’s life sciences and deep-tech firms raise significant venture funding, and that kind of funding brings its own R&D tax credit and share option scheme questions that a general practice rarely handles day to day. We work with all of them on the same straightforward basis.
Why choose a remote-first accountant over a Cambridge high-street firm
If you search for accountants in Cambridge, you will find plenty of firms with offices in the city centre. What actually matters is whether they reply quickly, explain things in plain English and charge a fee you agreed to upfront. Many high-street firms still bill by the hour and only look at your figures once a year, at tax return time.
NDCA works remotely with sole traders, limited companies and landlords across the UK. Meetings happen over video and your Xero file is live for both of us all the time. You lose nothing by not having an accountant within walking distance, and you stop paying for their office.
What we do for businesses in Cambridge
- Bookkeeping: your records kept accurate and up to date by your named accountant, so nothing is a scramble at year-end.
- Management accounts: monthly or quarterly numbers that make sense, for businesses that want more than once-a-year reporting.
- Corporation tax: your CT600 filed on time, after a review of the reliefs and allowances you qualify for.
- VAT returns: registered and filed on time under Making Tax Digital, with the right scheme for your turnover explained in plain English.
- Payroll: payslips, RTI submissions and pension contributions run every month, for one employee or a team of twenty.
- Cash flow and budgeting: rolling forecasts that show what upcoming costs and tax bills do to your bank balance before they happen.
If the books are behind or the last accountant left a mess, bookkeeping repair brings the Xero file back to a state you can rely on.
How NDCA works
Fixed monthly fee
Your fee is agreed upfront and covers the agreed work in full, including every call and email.
Direct answers from your accountant
A named accountant who knows your business and normally responds the same day, backed by real-time numbers in Xero instead of an annual catch-up.
Built around your business
Whether you are a sole trader, a growing limited company or a landlord with a few properties, we build the service around what you actually need.
Cloud accounting with Xero
- Payments and bank data: your accounts and Stripe feed into Xero automatically, ready for Making Tax Digital VAT returns.
- Paperwork handled: Apron picks up invoices and receipts, so nobody has to keep a box of paper for year-end.
- Figures on the go: the Xero app shows your cash position and lets you approve bills from your phone.
- Up to date all year: your accountant and you look at the same live file, every month.
If you are new to Xero, setup and migration from your current system are included when you join.
Switching from a Cambridge accountant
If your current firm is slow to reply, still bills by the hour or you have simply outgrown a one-person setup, switching is simpler than it feels. We send a professional clearance letter, collect the records and pick up where they left off. You can switch at any point in the year. How long it takes depends mainly on how quickly your previous accountant sends the records across, and we keep you updated throughout.
Get a fixed quote for your Cambridge business
Tell us what you need and we will explain how we would look after your accounts, with no obligation to go ahead.
Cambridge accounting FAQs
Yes. NDCA is remote first, with a registered office in Northampton. We work with Cambridge clients over video, phone and shared Xero access. Working this way keeps response times fast and the fee fixed.
Yes. Companies of every size use us for accounts, corporation tax, payroll and VAT and those wanting a closer view add monthly management accounts.
Yes. Cambridge landlords get the same fixed-fee service as our business clients, including HMO income, portfolio reporting, mortgage interest relief and quarterly Making Tax Digital updates once the thresholds apply.
Our fees start from £95 plus VAT a month for limited companies, with no setup fee. Self Assessment starts from £245 plus VAT as a one-off fee. You receive a fixed quote at the end of your free 30-minute call, based on your turnover, transactions, VAT, payroll and number of directors. Any records alignment or bookkeeping catch-up is quoted separately in writing before work starts.
Yes. NDCA is an ACCA-regulated practice, registration number 2000003297, and follows the ACCA Code of Ethics and Conduct.
Yes. Sole traders get bookkeeping, their self assessment return and tax planning on the same fixed monthly fee as our company clients, and we flag when a limited company would start to save you tax.
Find out what NDCA would cost for your business
Whether you are a biotech spinout preparing for a funding round or a contractor working with the science parks, the first step is a short conversation. Send us a few details and we will show you exactly how we would help.