Accountant for IT contractors UK
We handle IR35 status reviews, dividends versus salary planning and VAT, so you keep more of what you earn. We are accountants who understand contracting through your own limited company.
In short: NDCA is an ACCA-regulated accountancy practice for UK IT contractors. We handle your limited company accounts, Corporation Tax, salary and dividends, VAT and IR35 questions. Your agreed services are covered by one fixed monthly fee, with a named accountant who knows your numbers.
We make the numbers make sense. We work with UK IT contractors, from first-time limited company directors to experienced contractors running multiple concurrent engagements.
What NDCA clients say
Verified Google reviews from NDCA clients.
In short: NDCA is an ACCA-regulated accountancy practice for UK IT contractors. We handle your limited company accounts, Corporation Tax, salary and dividends, VAT and IR35 questions. Your agreed services are covered by one fixed monthly fee, with a named accountant who knows your numbers.
We make the numbers make sense. We work with UK IT contractors, from first-time limited company directors to experienced contractors running multiple concurrent engagements.
What we handle for IT contractors
IT contracting through a limited company means getting IR35 status right on every engagement, planning dividends against salary efficiently and staying VAT compliant, usually on standard VAT, because most IT contractors count as limited cost traders under the Flat Rate Scheme. We review each new contract for IR35 status, structure your pay to minimise tax while staying compliant and handle VAT registration and returns. If you want the wider picture on how a specialist accountant fits your business, our accountants for UK tech and SaaS businesses page covers it in more depth.
IR35, dividends and the software side
IR35 status, dividend planning and VAT each need their own careful treatment. Get one wrong and HMRC notices.
Every new contract needs an IR35 status check before you start, whether that is a status determination from the end client or your own assessment for engagements outside the off-payroll rules. We plan your dividend and salary split around the tax bands each year, register you for VAT and advise on the flat rate scheme where it makes sense and keep an eye on the 24-month rule for travel expenses so you do not lose reliefs you are entitled to.
How NDCA works
What you can expect:
You pay one fixed monthly fee for everything agreed upfront. No surprise bills, no hourly rate creeping up when you need us most. We handle your bookkeeping, VAT returns, payroll, annual accounts and corporation tax, plus ongoing advice on IR35 status and dividend planning, all from one point of contact who already knows your business.
The software we use: Xero and Apron
For contractors with day rate income and dividend planning, Xero is set up to track everything correctly from day one. Bank feeds handle client payments automatically, and Apron captures your receipts and supplier bills and sends them into Xero, so your accounts stay current between dividend decisions.
We run everything through Xero, with day rate income, dividends and expenses tracked as they happen. That way you always know where you stand before your next dividend.
IR35 status and dividend planning keeping you up at night?
New contract needs an IR35 review. Dividends need planning against this year's tax bands. VAT return due. Expenses to track. We handle the lot. Send us your setup and we will show you exactly how we would help.
Reviews
Discover why businesses trust us for dependable accounting services and practical financial advice.
What NDCA clients say
We work with businesses across the UK and beyond, delivering results that speak for themselves. Browse our reviews to see the impact we have made, and if you have worked with us, we would love for you to leave a review on Google
Switching from another accountant
If your current accountant treats every contract the same way and does not review IR35 status properly, you may be carrying more risk than you realise. Switching is simpler than people think. We send your current accountant a professional clearance letter, collect your records and pick up where they left off. How long it takes depends mainly on how quickly your previous accountant sends the records across, and we keep you updated throughout.
You do not need to wait for the next tax year. You do not need an awkward phone call. We handle it.
IT contractor accounting FAQs
Our fees start from £95 plus VAT a month for limited companies, with no setup fee. Self Assessment starts from £245 plus VAT as a one-off fee. You receive a fixed quote at the end of your free 30-minute call, based on your turnover, transactions, VAT, payroll and number of directors. Any records alignment or bookkeeping catch-up is quoted separately in writing before work starts.
It depends on your working practices, not just what your contract says. For most medium and large end clients, they issue a Status Determination Statement. For small company clients, the assessment sits with you. We review each new contract and help you understand where you stand before you sign.
Most contractors take a small salary up to the tax-free or National Insurance threshold, then top up with dividends, which are taxed more favourably above that. The right split depends on your personal allowance, other income and the current tax bands, so we plan this with you each year.
VAT registration becomes compulsory once your taxable turnover passes the current threshold, but many contractors register voluntarily earlier. We also advise on whether the flat rate scheme suits your situation, since it can simplify your VAT returns and sometimes save you money.
Travel to client sites, home office costs, training relevant to your work, equipment, professional subscriptions and accountancy fees are all common claimable expenses. Travel and subsistence relief is subject to the 24-month rule, which we help you track.
If you know, or ought to know, that you will be working at the same client site for more than 24 months, you lose tax relief on travel and subsistence costs to that site from the point you knew. We help you track this so you do not claim relief you are not entitled to, or miss relief you are.
A limited company gives you more control over dividends and expenses and is usually more tax-efficient outside IR35, but comes with more admin. An umbrella company is simpler if most of your contracts are inside IR35. We can talk through which fits your situation.
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