Accountants in Cambridge for Growing Businesses
NDCA are chartered accountants who support growing businesses and individuals with a wide range of accounting services in Cambridge.
NDCA is an ACCA-regulated, remote-first accountancy practice built for growing businesses. We work with sole traders, limited companies and landlords across the UK on a fixed monthly fee — bookkeeping, VAT, payroll, self assessment and year-end accounts, all handled through Xero. Cambridge clients get the same service without paying Cambridge office rents through their fees.
Why Businesses Choose NDCA
NDCA works with business owners who want more than year-end accounts. We combine proactive advice, cloud accounting and fixed monthly pricing to help you stay in control of your finances and make confident decisions.
Who We Help
What growing businesses in Cambridge need from an accountant
A small business can be a sole trader or a limited company. It’s privately owned, and if it’s a limited company with fewer than 50 employees it may be eligible for certain reliefs, grants and simplified reporting. If you’re not sure which structure suits you, or whether it’s time to move from sole trader to limited company, we can talk it through and explain what actually changes.
Whatever the structure, the day-to-day tasks are much the same: invoicing, chasing payments, tracking expenses, staying on top of VAT if you’re registered, running payroll if you employ anyone, and filing accurate accounts and tax returns on time. We take care of all of it for a fixed monthly fee, so you’re not paying by the hour for every phone call or question.
Cambridge has a wide mix of small businesses, from sole traders working alone to limited companies with a handful of staff, alongside plenty of landlords letting out a property or two alongside a main job. We work with all of them on the same straightforward basis.
Why choose a remote-first accountant over a Cambridge high-street firm
If you search for accountants in Cambridge, you’ll find plenty of firms with offices in the city centre. What actually matters is whether they reply quickly, explain things in plain English, and charge a fee you agreed to upfront. Many high-street firms still bill by the hour and only look at your figures once a year, at tax return time.
NDCA works remotely with sole traders, limited companies and landlords across the UK. Meetings happen over video, questions get answered by a named accountant within one working day, and your Xero file is live for both of us all the time. You lose nothing by not having an accountant within walking distance, and you stop paying for their office.
The services Cambridge clients use most
- Bookkeeping — a dedicated bookkeeper keeping your records accurate and up to date, so nothing is a scramble at year-end.
- Management accounts — monthly or quarterly numbers that actually make sense, for businesses that want more than once-a-year reporting.
- Corporation tax — CT600 preparation with every relief and allowance you're entitled to reviewed before filing.
- VAT returns — registered and filed on time under Making Tax Digital, with the right scheme for your turnover explained in plain English.
- Payroll — RTI, pensions and payslips sorted every month, whether you employ one person or twenty.
- Cash flow and budgeting — a simple forecast so you know what's coming in and going out, reviewed against what actually happens.
If the books are behind or the last accountant left a mess, bookkeeping repair brings the Xero file back to a state you can rely on.
How NDCA works
Fixed monthly fee
One price agreed at the start covers everything in scope. No hourly billing, no charge for picking up the phone.
A real human, fast
A named accountant who knows your business answers your questions, usually within one working day. No call centre, no ticket queue.
Built around your business
Whether you're a sole trader, a growing limited company or a landlord with a few properties, we build the service around what you actually need, not a one-size template.
Xero, wherever you are
Xero is the only platform we run. Bank feeds, Stripe and payment data flow in automatically, your records stay reconciled, and VAT files direct to HMRC under Making Tax Digital. We use Apron for invoice and receipt capture, so costs land in the right period without anyone keeping a shoebox. If you are not on Xero yet, we migrate you as part of onboarding — Xero training is available if your team wants to get more from it.
Switching from a Cambridge accountant
If your current firm is slow to reply, still bills by the hour, or you’ve simply outgrown a one-person setup, switching is simpler than it feels. We send a professional clearance letter, collect the records and pick up where they left off. Most clients are fully on-boarded within two weeks, at any point in the year.
Talk to an accountant who understands growing businesses
Free 30-minute call · fixed quote within one working day · no obligation
Cambridge accounting FAQs
No. NDCA is remote first, with a registered office in Northampton. We work with Cambridge clients over video, phone and shared Xero access. Most of our clients never visit an accountant’s office and do not miss it.
Yes. Whether you’re just starting out or have been trading for years, we handle bookkeeping, self assessment and tax planning for sole traders on the same fixed monthly fee as our limited company clients.
Yes. Annual accounts, corporation tax, payroll and VAT are all handled as part of the service, along with advice on director’s pay, dividends and anything else that affects how much tax you pay.
Yes. Whether you have one buy-to-let or a small portfolio, we handle rental income reporting, the mortgage interest restriction, and prepare you for Making Tax Digital for Income Tax when it applies to you.
Cambridge firms typically price at a premium to the national market, and many still bill by the hour. NDCA charges a fixed monthly fee agreed upfront, based on what your business needs rather than where it is. Send us your details and you will have a quote within one working day.
Our service is built around video calls, which most clients prefer once they have tried it — no travel, screen-sharing on the live Xero file, and notes circulated afterwards. It is how we keep response times fast and fees fixed.
Yes. NDCA is regulated by the ACCA (Association of Chartered Certified Accountants).
Yes. Book one on 01903 968618 or via the contact form. Free 30-minute call, fixed quote within one working day, no obligation.
Ready for an accountant who understands growing businesses?
Whether you’re a sole trader just starting out, a limited company with a growing team, or a landlord managing a couple of properties, the next step is the same. Send us a few details and we will come back within one working day with a fixed monthly quote.