Agencies, consultants and freelancers
Most agency owners and independent professionals did not set up the business to think about IR35. They did it for the freedom, the rates, or the chance to build something of their own. But UK contracting and consulting work runs on rules most other industries don’t share — IR35 status determinations, retainer-based revenue recognition, dividend tax planning for owner-managed companies, and the recent April 2026 dividend rate increases that affect almost every limited company owner. Get any of it wrong and the cost lands directly in your take-home pay.
We handle all of it.
NDCA is an ACCA-regulated, Xero-certified accountancy practice working with UK agencies, management consultants, freelance professionals, contractors and independent specialists. We charge a fixed monthly fee so bookkeeping, payroll, salary/dividend planning, IR35 documentation and year-end are all managed every month — not panicked at the night before deadline.
Phone 01903 968618, email info@nd-ca.co.uk, or use the contact form. We offer a free consultation to walk through your situation.
The Problems & How we can help
Determine your status wrongly and HMRC’s enquiry costs more than the tax you thought you’d save. Especially now: from April 2025, more end clients are “small” meaning you’re responsible for the determination, not them.
April 2026 dividend rates rose for the first time since 2022. For a director drawing £40,000 in dividends, the change costs roughly £790 more per year. We model the most efficient extraction strategy: salary, dividends, pensions and spousal shares based on current rates and your income level.
Monthly retainers invoiced quarterly, project income spanning multiple months, commission rebate periods each has different accounting rules. Wrong treatment kills your cash flow forecast and misses tax planning opportunities.
Consulting income arrives in bursts. Big project invoices, retainers landing on different days, placement fees paid 30-60 days later. We track the mix and smooth your tax provisioning so corporation tax and self assessment don’t catch you out.
How NDCA Works
Three things make our service different for agencies, consultants and freelancers specifically.
Fixed monthly fee
You pay one price every month for everything we agreed at the start. Bookkeeping, payroll, VAT, salary/dividend planning, year-end, IR35 documentation review. No clock-watching, no surprise invoices when an extra contract goes live.
A real human, fast
You get a named accountant who understands the rhythm of consulting work. Most questions get a same-day reply.
Built around how independent work actually pays.
We track retainer vs project income, multi-currency revenue, director’s loan accounts, and tax provisioning separately from cash. Xero-native so everything integrates cleanly.
Who We Work With
- Marketing agencies, PR firms, content studios and creative agencies
- Management consultants and strategy consultants
- Recruitment agencies and executive search firms
- IT contractors and software development consultancies
- Freelance designers, writers, photographers and videographers
- Legal consultants, HR consultants and finance consultants
- Coaches, trainers and facilitators
- One-person PSCs contracting through clients
- Boutique consultancies with one to twenty staff
- Solo freelancers building toward their first hire
Not on the list? Send us a message — it almost certainly fits.
Our services
Accounting and bookkeeping
A dedicated bookkeeper will provide high quality preparation of daily, weekly or monthly bookkeeping with accounting adjustments included to minimise work at the end of the year.
Bookkeeping repair
Messy financial records cause errors and provide zero value to business owners, we can ensure an accurate clean up and ongoing maintenance to keep your books in order.
Making Tax Digital (MTD)
Preparing sole traders and landlords for the shift to Making Tax Digital for Income Tax. We'll set you up with the right software and handle your quarterly submissions, so you're compliant and confident ahead of the deadlines.
Tax return preparation
Our experienced accountants will work alongside you to prepare and guide you through the workings of your personal tax return.
Annual accounts preparation
We are proud to provide professional accounting services to sole traders, limited companies, partnerships.
Payroll and HR
Taking care of payroll, HR, and all payroll taxes to ensure seamless consistency for both employers and employees.
Software training
We're confident and experienced users of a range of softwares, specialising particularly in Xero and Quickbooks. We provide one to one training or training for teams to get the very best out of what the softwares have to offer.
Budgeting and cash flow
Working alongside you to provide cash flow forecasting and budgeting services for your business needs.
VAT and CIS
We'll take care of VAT returns and CIS, as well as PAYE and other taxes.
Any other services
Do you have a bespoke request? Don't hesitate to contact us, we're confident we can help.
Don’t just take our word for it - our clients say it best.
We work with businesses across the UK and beyond, delivering results that speak for themselves. Browse our reviews to see the impact we’ve made, and if you’ve worked with us, we’d love for you to leave a review on Google
We’re here to help!
At NDCA, we value your questions, feedback, and inquiries. Whether you're interested in learning more about our services, need support, or have a specific question, our team is here to assist you.
Fill out the form below, and a member of our team will get back to you as soon as possible.
We reply within 1 business day. No obligation, fixed quote provided after the call.
Business hours
Monday to Sunday 9am to 5pm
Phone
01903 968618
info@nd-ca.co.uk
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