Accountant for tech and SaaS businesses

Most tech founders set up the company to build the product. But the way SaaS revenue is accounted for, the way R&D claims are prepared, the way share options are valued, and the way investors read management accounts, none of it is the same as normal trading.

Get it wrong and it turns up at the worst possible time: in due diligence, in front of HMRC, or on a term sheet.

We get it right from the start.

The Problems & How we can help

How NDCA Works

Three things make our service different for agencies, consultants and freelancers specifically.

Fixed monthly fee

You pay one price every month for everything we agreed at the start.  Bookkeeping, payroll, VAT, salary/dividend planning, year-end, IR35 documentation review. No clock-watching, no surprise invoices when an extra contract goes live.

A real human, fast

You get a named accountant who understands the rhythm of consulting work. Most questions get a same-day reply.

Built around how independent work actually pays.

We track retainer vs project income, multi-currency revenue, director’s loan accounts, and tax provisioning separately from cash. Xero-native so everything integrates cleanly.

Who We Work With

  • Bootstrapped SaaS businesses scaling from £10k to £100k+ MRR
  • Venture-backed startups preparing for or post-fundraise
  • Software agencies and development consultancies
  • Tech-enabled service businesses (marketing tech, ed-tech, fin-tech, health-tech)
  • Mobile app businesses with App Store and Google Play revenue
  • AI and ML businesses with significant compute costs
  • B2B software companies selling internationally
  • Founder-only limited companies for contracting developers

Not on the list? Send us a message — it almost certainly fits.

Our services

Accounting and bookkeeping

A dedicated bookkeeper will provide high quality preparation of daily, weekly or monthly bookkeeping with accounting adjustments included to minimise work at the end of the year.

Bookkeeping repair

Messy financial records cause errors and provide zero value to business owners, we can ensure an accurate clean up and ongoing maintenance to keep your books in order.

Making Tax Digital (MTD)

Preparing sole traders and landlords for the shift to Making Tax Digital for Income Tax. We'll set you up with the right software and handle your quarterly submissions, so you're compliant and confident ahead of the deadlines.

Tax return preparation

Our experienced accountants will work alongside you to prepare and guide you through the workings of your personal tax return.

Annual accounts preparation

We are proud to provide professional accounting services to sole traders, limited companies, partnerships.

Payroll and HR

Taking care of payroll, HR, and all payroll taxes to ensure seamless consistency for both employers and employees.

Software training

We're confident and experienced users of a range of softwares, specialising particularly in Xero and Quickbooks. We provide one to one training or training for teams to get the very best out of what the softwares have to offer.

Budgeting and cash flow

Working alongside you to provide cash flow forecasting and budgeting services for your business needs.

VAT and CIS

We'll take care of VAT returns and CIS, as well as PAYE and other taxes.

Any other services

Do you have a bespoke request? Don't hesitate to contact us, we're confident we can help.

Don’t just take our word for it - our clients say it best.

We work with businesses across the UK and beyond, delivering results that speak for themselves. Browse our reviews to see the impact we’ve made, and if you’ve worked with us, we’d love for you to leave a review on Google

We’re here to help!

At NDCA, we value your questions, feedback, and inquiries. Whether you're interested in learning more about our services, need support, or have a specific question, our team is here to assist you.

Fill out the form below, and a member of our team will get back to you as soon as possible.

    We reply within 1 business day. No obligation, fixed quote provided after the call.

    Business hours

    Monday to Sunday 9am to 5pm

    Phone

    01903 968618

    Email

    info@nd-ca.co.uk

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    Can I still claim R&D tax relief?

    Yes, but the rules changed for accounting periods beginning on or after 1 April 2024. Most companies now claim under the merged R&D Expenditure Credit (RDEC) scheme — a 20% credit giving roughly 15–16.2% net benefit. Loss-making SMEs with R&D spend of at least 30% of total expenditure can claim the more generous Enhanced R&D Intensive Support (ERIS) scheme. First-time claimants must notify HMRC within six months of the end of the period or the claim is gone.

    Are overseas R&D costs still claimable?

    In most cases, no. For periods beginning on or after 1 April 2024, qualifying R&D activity must take place in the UK. Limited exceptions apply where R&D cannot be done in the UK for geographical, environmental or regulatory reasons. Subcontractor work done overseas and externally provided workers based overseas are generally excluded.

    How is SaaS revenue recognised?

    A subscription paid annually upfront is not revenue when the cash is received. Under FRS 102 and IFRS 15, revenue is recognised over the contract term (typically monthly) with the unearned balance held as deferred revenue on the balance sheet. We set up deferred revenue schedules in Xero so MRR and recognised revenue stay accurate every month.

    What are EMI share options?

    The Enterprise Management Incentive (EMI) is a tax-advantaged share option scheme for qualifying small companies. Employees can receive options worth up to £250,000 each, with no income tax or NIC on grant or exercise if the strike price equals market value. Capital Gains Tax applies on disposal, often at the Business Asset Disposal Relief rate of 14% (rising to 18% from April 2026). EMI requires strict compliance — HMRC valuation, grant notification within 92 days, and annual returns. Get any of these wrong and you lose the tax advantages.

    What is SEIS and EIS?

    SEIS (Seed Enterprise Investment Scheme) gives investors 50% income tax relief on investments up to £200,000 per year in qualifying early-stage companies. EIS (Enterprise Investment Scheme) gives 30% relief on investments up to £1m per year in qualifying companies. Both have strict company qualification rules. We handle advance assurance applications and share issue compliance certificates.

    Do you offer a free consultation?

    Yes. Phone 01903 968618 or email info@nd-ca.co.uk.